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Government jobOwn pay structureGroup NANon‑gazetted

Administrative Officer, Scale I (New India Assurance)

प्रशासनिक अधिकारी, स्केल I (न्यू इंडिया एश्योरेंस)

Scale I officer in a public sector general insurer — underwriting, claims and office administration, with all-India transfers.

The New India Assurance Company Limited · psu government

Exam
NIACL AO
Qualification
Graduate
Age limit
21–30 years
Transfers
Anywhere in India
Work hours
Regular office hours; longer at year-end
Probation
1 year, extendable twice by six months. Officers must pass the non-life licentiate examination during probation

Monthly salary (gross)

₹90,000

From NIACL's 2025 Administrative Officer advertisement: basic pay ₹50,925 in the scale ₹50,925–₹96,765, with gross emoluments of approximately ₹90,000 a month in metropolitan centres. Lower in smaller cities.

What you will actually do

  • Underwriting motor, health, fire, marine and other policies within delegated limits
  • Processing and settling claims with surveyors and hospitals
  • Supervising assistants and running a department of a branch or divisional office
  • Meeting agents, brokers and corporate clients
  • Handling customer grievances and audit queries

A typical day

You head a department in a divisional or branch office. The morning's work is clearing proposals and endorsements that assistants have processed, then claim files: a motor accident with a surveyor's report, a health claim with missing papers, a fire loss needing a second opinion. Agents and clients drop in to push their cases. Premium and claims-ratio figures are reviewed monthly, and March is busy with renewals.

Stress3/5
CalmIntense
Public dealing4/5
LittleConstant
Field work1/5
DeskOutdoors

Promotion path

Timelines are ranges and vary by cadre. See how promotions and MACP work.

  1. Administrative Officer, Scale I (New India Assurance) (joining)

    Own pay structure

  2. Assistant Manager (Scale II)

    About 5 years, through promotion process · via departmental exam

  3. Deputy Manager (Scale III)

    Further 4–5 years · via departmental exam

Promotion timelines vary by cadre and vacancies. If not promoted, MACP gives a pay upgrade after 10, 20 and 30 years.

How to get in

NIACL AOUsually once a year

The New India Assurance Company Limited

  1. 1.Phase I preliminary examination (online)
  2. 2.Phase II main examination (online, objective and descriptive)
  3. 3.Interview

Eligibility: Generalists: a graduate or post-graduate degree in any discipline with at least 60% marks (55% for SC/ST/PwBD). Specialist streams (engineering, legal, accounts, health and others) need the relevant degree. Age 21–30. SC/ST: 5 years, OBC (non-creamy layer): 3 years, PwBD: 10 years, as per the notification.

The good

  • Good starting pay for a graduate-level exam
  • Recruits most years, unlike many regulators
  • Varied work across insurance lines

The hard parts

  • A four-year service bond applies
  • All-India transfers
  • Business and claims-ratio targets

Postings

Any NIACL office in India. First postings are often outside the home state, and officers move every few years.

Job security in a government-owned insurerDefined contributory pension (NPS) and gratuityLeave travel subsidy and medical benefitsGroup insurance and concessional staff loansCompany-leased accommodation or HRA as per rules

Questions people ask

What is the qualification and age limit for Administrative Officer, Scale I (New India Assurance)?+

Generalists: a graduate or post-graduate degree in any discipline with at least 60% marks (55% for SC/ST/PwBD). Specialist streams (engineering, legal, accounts, health and others) need the relevant degree. Age: 21–30 years. Relaxation: SC/ST: 5 years, OBC (non-creamy layer): 3 years, PwBD: 10 years, as per the notification.

Which exam do I need to clear for Administrative Officer, Scale I (New India Assurance)?+

NIACL AO (The New India Assurance Company Limited).

Is there a bond?+

Yes. Selected candidates undertake to serve for at least four years including probation, and pay liquidated damages if they leave earlier.

Compare with similar posts

Administrative Officer, Scale I vs LIC Assistant Administrative OfficerAdministrative Officer, Scale I vs Bank Probationary OfficerAdministrative Officer, Scale I vs Assistant

LIC Assistant Administrative Officer (AAO)

एलआईसी सहायक प्रशासनिक अधिकारी

Own pay structure

Class I officer in Life Insurance Corporation of India — policy servicing, claims and office administration in LIC branches.

₹1,26,000 grossLIC AAO

Bank Probationary Officer (IBPS PO)

बैंक प्रोबेशनरी ऑफिसर (आईबीपीएस पीओ)

Own pay structure

Entry-level officer in public sector banks via IBPS PO — branch operations, loans and business targets, with transfers every few years.

₹75,000–₹90,000 grossIBPS PO

Assistant (New India Assurance)

सहायक (न्यू इंडिया एश्योरेंस)

Own pay structure

Clerical post in a public sector general insurer — issuing policies and processing claims in the state you apply for.

₹40,000 grossNIACL Assistant

Books to prepare for NIACL AO

  • Quantitative Aptitude for Competitive Examinations

    R.S. Aggarwal (S. Chand)

    The standard practice book for arithmetic. Strong on volume of questions; weak on shortcuts, so pair it with solved papers.

    See on Amazon

  • Quantitative Aptitude for Competitive Examinations

    Abhijit Guha (McGraw Hill)

    Closer to bank-exam difficulty than R.S. Aggarwal, with good data interpretation sets.

    See on Amazon

  • A New Approach to Reasoning: Verbal and Non-Verbal

    B.S. Sijwali and Indu Sijwali (Arihant)

    Reasoning with the puzzle and seating-arrangement emphasis bank exams have.

    See on Amazon

All 6 books for Bank exams: IBPS and SBI PO and Clerk, RBI Assistant, LIC AAO

As an Amazon Associate we earn from qualifying purchases. It costs you nothing extra and does not affect which books we list.

Sources

This profile is being reviewed. Confirm details in the latest official notification. Salary computed from pay rules as of January 2026.